Invest Now, Earn Later

There are two basic ways that financial institutions attempt to "pull a fast one" on investors.

One is to take a simple concept and make it seem more complicated than it has to be (think derivatives in the housing market).

Another method is making a complicated concept seem more simple than it really is (think combined life insurance & retirement plans).

Invest with a steady hand, putting away money every week, even if it's only $10 at a time, toward investments that you understand. Over time, a slow and steady approach works to create wealth and build a nest egg for the future.

A great way to invest is through Individual Retirement Accounts (IRAs).

There are multiple options for IRAs, but the two main categories are traditional IRAs and Roth IRAs.

Traditional IRAs allow you to reduce your current year tax liability on the amount that you put away for retirement (although you are taxed on theses amounts when you withdraw the money years later).

Roth IRAs do not help reduce your taxes in the current year, but the money that you invest is also not taxed when you take out the money upon retiring.

Our firm takes a conservative and common sense approach when it comes to advising our clients.

Does it sound too good to be true? It probably is.

Does it sound too complicated to understand? Stay away.

We do not accept kickbacks from investment firms or other financial institutions. Our goal is to align our interests with those of our clients.